Saturday, May 16, 2009

Livin' On a Prayer

I am definitely livin' on a prayer right now. I need some money. I actually want to go to summer school. But, I'm keeping the faith. I've been working my tail off and I feel like I'm about to reap the benefits of my hard work. I've got the store back up. Not that you knew that it was ever down in the first place. But I have it back up now. I'm getting a little organized now. I'm in the process of building another blog. This one, I hope, will help other struggle college students succeed. Although I do intend to make a little extra cash with it, my main reason for starting the blog is a decent one. I've found some other blogs about finance and I'm going to take a step back and reevaluate my extremely poor financial situation. The goal is to be at least halfway out of debt by the time my birthday comes along in November. Let's see...might as well share the numbers.
approx. $1500 - one credit card
approx $300 - dropshipper
approx $300 - online service
approx $180 - checking account overdraft fees
$60-$70 - monthly cell phone bill
$2300-$2400 - total debt

That's a lot for someone that has no means of income. I think I can handle it, though. I mean, I usually get 5-10 surveys in my inbox a day. If I did just 2-3 a day that's an extra $50-$150 a month. That's just with me putting half-hearted effort into it. Why haven't I been doing that? Beats me. I worry about myself sometimes. I have the potential. I just don't always live up to it. If I had been living up to my potential, I wouldn't be worried about summer school, or be $1500 in credit card debt. I probably would still have a balance but I would also still have the credit card and good credit. So, I messed up. I gotta take responsibility and do what's necessary.

In the meantime, I'm just getting it off the ground but it's never to early to start promoting.
www.womanslot.blogspot.com

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